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Although we would like to believe that the world of yoga is universally peaceful, kind, and generous, it is important to protect yourself against lawsuits because accidents happen and people can and do injure themselves during yoga classes.
If you are a yoga instructor, consider some sort of liability insurance. One company that offers liability insurance to individual yoga instructors and to owners of yoga studios is Benefits Plus, available through yogajournal.com. You can find out more about yoga instructor insurance from your yoga certification program instructor.